Dr. Bart Baesens is an assistant professor at the Faculty of Applied Economic Sciences at the K.U.Leuven (Belgium) and the School of Management of the University of Southampton (United Kingdom). He has done extensive research on predictive analytics, data mining, customer relationship management, fraud detection and credit risk management. His findings have been published in well-known international journals (e.g., Machine Learning, Management Science, IEEE Transactions on Neural Networks, IEEE Transactions on Knowledge and Data Engineering, IEEE Transactions on Evolutionary Computation, Journal of Machine Learning Research) and presented at international conferences. He is also co-author of the book" Credit Risk Management: Basic Concepts," published in 2008. He regularly tutors, advizes and provides consulting support to international firms with respect to data mining, predictive analytics and credit risk management policy.